By Farin Cloyd
Millions of seniors across the country are battling high insurance costs due to non-comprehensive plans. This is an easy fix for insurance companies and clients, but somehow people are still slipping through the cracks. At Simple Choice Insurance Brokerage, we are dedicated to reviewing and revising our clients’ current and new coverage to make sure they have the absolute best possible plan. We believe affordable, comprehensive healthcare is a right, not just a privilege.
One of our clients is a 72-year-old woman from Atlanta, Georgia. Seven years ago, this woman signed up for Medicare from another insurance provider, but her coverage did not include prescription drug coverage. After initially signing up, this client did not hear from her agent for the full 7 years under that coverage. This client was then forced to pay out-of-pocket for all of her prescriptions and battled expensive copays for regular doctor visits while under this coverage. Unfortunately, this is a reality for millions of Americans today.
When she came to Simple Choice, we reviewed her plan and immediately got her filed for a new, comprehensive plan that would cover her prescriptions and copays. Because she had no Part D coverage for 7 years, she now has a Part D late enrollment monthly penalty with her new coverage. We were able to get her a 1% penalty for 84 months with her new plan, and we gave her peace of mind knowing that she is covered and ready for anything.
Now is the time to make sure that you have the best coverage for you and your personal needs. At Simple Choice Insurance Brokerage, we aim to make healthcare affordable, accessible, and no-nonsense.
The deadline for the Medicare Annual Enrollment Period is November 7, 2020. If you need insurance, visit our website here or call 1-713-320-0472.